12 Tips on How to Protect Your Data During Mobile Banking
Mobile devices are easier to use and more convenient to carry wherever we go. We can check emails, browse the Internet for news and even do mobile banking transactions. While keeping our mobile devices with us and doing online bank transactions, we are prone to personal information and identity theft. There are professional hackers who will just steal some of our details so that they can get the money in our accounts.
We do not want that to happen that is why we wrote this 10 tips on how you can protect your data during mobile banking transactions.
1. Always use the passcode lock feature of your phone so that even when you lost your phone, it will be difficult for them to access your accounts and bank details. Sometimes, we do not care about using such smartphone features and we do not know when the bad times will come like losing it or forgotten to public places like coffee shops and restaurants. Using the passcode lock feature will give you a little time to change all your passwords and security features before they can open it.
2. Make sure that you log out completely after you finish your mobile banking transactions.
3. Install mobile security software. Just like computers, your mobile device is prone to malwares and viruses and you need to protect it from those harmful things so that it won’t affect your mobile banking transactions.
4. Always be cautious when downloading apps. It can contain malicious software or malware that can damage your phone with all of your data.
5. Download the updates for your phone and your mobile apps.
6. Never store sensitive information on your phone such as passwords, dates and account numbers.
7. Update your bank once you lost your phone or you changed numbers for some reasons that they are still going to reach you with your old numbers.
8. Be aware of people behind you. Sometimes they will just observe you and once that they get familiarize with the things that you always do, they will have an idea on what will be the best information that they can get from you to be their next victim.
9. Wipe your phone if you’ve decided to sell or give it to anyone. Sometimes you may want to buy a new phone and once you did, you will just go and store data on your new phone while you can forget with the data on your old phone. Use a special software or use the manufacturing technique for your phone to wipe all the data.
10. Do you have an idea about mobile phishing? Learn to avoid emails from unknown people as well as text messages from them. Do not reply if they are asking for something but you don’t really know the numbers and email address that they are using. Do not click with ads which tell you that your phone is infected with virus or something when you’re sure that you’re not.
11. Do not sign in to public mobile hotspots. We always talk about how dangerous it is to connect with public WiFi hotspots. If you can, try to get your own portable internet wifi or use the data on your phone and make it private so that no third party can connect to it.
12. If you noticed any unknown transactions from your accounts report it immediately to your bank so that they can do something about it.